Buy a used car to save money, but can you save it?

In order to pursue a higher price/performance ratio, it would be a wise way to give up on the adoption of new cars in the 4s shop to the used car market. However, the price of a used car is not as clear as the price of a new car, and the value of a car from the end of the finished product to the end of use is different. Consumers should not only believe the seller’s side when buying a car, they should also make a general assessment of the vehicle so as not to spend money. So save your money and you're right. Let's look at ways to evaluate used cars.

二手车

The general principle of assessing the used car pricing is that the sales price of the new car in the current market is taken as the standard. With the increase of time and mileage, the suspension period is prolonged, a certain gap is opened up in terms of prices, and the final price of the used car is calculated. I believe many people have heard of the "54321 Act." This is more realistic for household cars. Divide the useful life of a vehicle into 5 segments. Each value is 5/15, 4/15, 3/15, 2/15, 1/15 of the sales price of the new car in the current market. Assuming that the new car price is 200,000 yuan and it has traveled 120,000 kilometers, then the car's return value is 200,000 yuan (3+2+1)÷15=80,000 yuan. The general industry generally acquiesced that a car travels a maximum of 300,000 kilometers to be scrapped, because after more than 300,000 kilometers, the maintenance cost may be higher than the value of the car itself. Therefore, it is divided into 5 sections of 60,000 kilometers each. In other words, after the new car opened its first 60,000 kilometers, it consumed 5/15 of the value of the new car, and then decreased one by one. This method is simple and easy to calculate, but the types of vehicles in our country are numerous and this method is more general.

In addition, there is a calculation method that first treats a new car with 10 years of end-of-life as 100 points, 15% as a fixed part that is not depreciated as a residual value, and the remaining 85% as a floating depreciation value. This formula is derived: Appraisal price = market current new car selling price × [15% (immovable salvage value) + 85% (float) × (phased depreciation rate)] + appraisal value.



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